We know that your home is one of your most valuable possessions and keeping it safe and sound are of paramount importance – protecting your home contents by insuring it appropriately is always of great concern. Our Home contents Insurance has therefore been designed to provide you with a feeling of security and peace of mind.
The Basic Insurance premium starts at OMR 50/- and provides cover for all your personal contents.
Basic Insurance policy: This policy covers you for damage due to accidental fire (caused due to smoke/short circuit or any other causes not excluded in your policy), water leakage (from air-condition ducts/fridges/bursting of taps/water tanks), explosion of gas cylinder (full/total damage), or loss of/or damage to contents due to attempted burglary/theft (when someone breaks in /breaks out of your house) provided your doors/windows were locked during the attempt.
Our Basic Insurance includes an extensive range of built-in free covers, to provide you with a feeling of security. This cover applies to your personal effects.
This additional Personal Belongings cover insures your listed Personal Effects whether you are inside your home or outside. Moreover, this cover is applicable while you’re in Oman or anywhere around the world. We will cover loss of/or damage to your valuables such as jewellery, laptop, camera, mobile phones and the like.
Terms & Conditions for All Risk’s Cover:
Save time, Go Online! From policy issuing to policy renewals, all your home insurance needs can be managed online.At OQIC, our customers’ convenience and the quality of services we provide at a fair premium are of paramount importance. We understand the inconvenience one goes through when visiting a Branch to manage insurances or make calls for subscriptions. We are therefore proud to offer our online platform OQIC , where you can manage all your personal insurances.
|The cover||Sum Insured(OMR)||PREMIUM(OMR)|
|For Contents of total value less than or equal to||5,000/-||50/-|
|For Contents of total value above OMR 5,000 but less than or equal to||7,500/-||100/-|
|For Contents of total value above OMR 7,500 but less than or equal to||10,000/-||200/-|
|On Fixed Personal Contents Sum insured above||10,000/-||400/-|